Karikya Apps' Terms & Conditions – Your Rights & Responsibilities

These terms and conditions form a legal agreement between Karikya Apps and all its users. By accessing the Karikya Apps website or mobile app, you confirm that you have read, understood, and agreed to abide by these terms.

Karikya Apps is an online gaming and betting platform operating for users in Bangladesh. We are committed to providing a fair, transparent, and responsible gaming environment at all times.

• Please read the full Terms & Conditions before using our services.
• Registration is prohibited for anyone under the age of 18.
• Use for personal entertainment purposes only.
• Any changes to these terms will be announced via a notice on the website.

Each person may register only one account on Karikya Apps. Multiple accounts using the same identity, mobile number, bank account, or device are strictly forbidden. Any violation will result in all associated accounts being terminated.

• Provide your correct name, mobile number, and date of birth during registration.
• Open an account in your own name and manage it yourself.
• Keep your password secure and do not share it with anyone.
• If you notice any suspicious activity on your account, please notify us immediately.
• Operating an account on behalf of another person or under someone else's identity is strictly prohibited.

Karikya Apps supports transactions via bKash, Nagad, Rocket, and bank transfer. All transactions are secured with SSL encryption and processed in real time.

• Withdrawal requests will only be processed to a verified payment method.
• The deposit and withdrawal method must be the same.
• Karikya Apps reserves the right to carry out additional verification on any suspicious transactions.
• Deposits from third-party accounts will not be accepted.

Karikya Apps offers a variety of bonuses and promotions, each with its own terms and conditions detailed on the promotions page. Please read them carefully before claiming any offer.

• Bonus funds cannot be withdrawn directly – they must be converted to real money through wagering.
• Welcome bonus wagering requirements typically range from 5x to 30x.
• All bonus conditions must be met before the bonus expires.
• Each bonus may be applicable to specific games or betting markets only.
• If bonus abuse is detected, the bonus and any associated winnings will be forfeited.
• Two members of the same household are not eligible to claim the same bonus.

All betting on Karikya Apps is conducted fairly and impartially. The following rules apply to cricket, football, all Sports Betting, and Live Casino games.

• Bets cannot be changed or cancelled once confirmed.
• If a match or event is abandoned, the original stake will be refunded.
• Karikya Apps reserves the right to void any bet affected by a technical error in the odds.
• Betting using match fixing or insider information is strictly prohibited.
• The cash out feature is only available on selected bets and within specific timeframes.
• Winnings resulting from system errors or bugs will not be paid out.

The following actions may result in account termination, balance forfeiture, and legal action by Karikya Apps.

• Creating multiple accounts or using the same identity under different names.
• Providing false information or manipulating the system to obtain bonuses.
• Using the platform for money laundering or processing funds from illegal sources.
• Using bots or automated software to place bets.
• Attempting to access another user's account without authorization.
• Exploiting any platform vulnerability or bug for personal gain.

Karikya Apps places the highest priority on protecting your personal information. We never sell your data to third parties. Please read our Privacy Policy for full details.

• All data is secured with 256-bit SSL encryption.
• Data may be analysed on a limited basis to improve our services.
• We may be required to share information with government authorities under legal obligations.
• You may request deletion of your personal data by contacting our support team.

Karikya Apps believes gaming is for entertainment, not addiction. We encourage all our users to game responsibly.

• Set a daily or weekly deposit limit for yourself.
• Use the Self-Exclusion feature to take a temporary or permanent break.
• Stop immediately if gambling is causing family or financial problems.
• If you need assistance, please reach out to our support team.

In the event of a dispute with Karikya Apps, we always prefer to resolve it through direct dialogue. Our complaints process is straightforward and efficient.

• Step 1: Submit your complaint to our support team via live chat or email.
• Step 2: You will receive an initial response within 48 hours.
• Step 3: We will endeavour to resolve complex issues within 7 business days.
• Karikya Apps' decision is final in all disputes.

Karikya Apps reserves the right to update these Terms & Conditions at any time. Any changes will be announced on the website along with the effective date.

• Continuing to use the service after any changes have been made will be considered acceptance of the updated terms.
• Users may request account closure at any time.
• You can withdraw your available balance before closing your account.
• Bonus balances on accounts closed for violating the Terms & Conditions will not be refunded.